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Author Archives: John Liber

The THREE Biggest Mistakes People Make with Car Insurance

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By John Liber, Thrasher Dinsmore & Dolan 10-1-14, updated 6-11-18 I do not sell auto insurance.  But after 25 years of fighting the insurance industry through claims and lawsuits on behalf of injured people in many states including Ohio and Florida, I certainly have learned enough.  The following...

How Effective is Your Insurance Coverage?

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By John Liber This is one of the toughest aspects of my practice – when the reality of insufficient insurance coverage strikes home. Very few people realize that when we get behind the wheel, we are engaging in one of the most dangerous activities in the history of mankind.  More people are hurt and...

BWC Board Approves Premium Cuts

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The Bureau of Workers’ Compensation Board of Directors recently approved a rate cut for private employers that’s expected to decrease annual premiums by $113 million next year. The 8.6% reduction in overall average rates is the latest in a series of premium cuts since 2011. Rates are now...

Myths of Auto Insurance no. 1 – I have “full” coverage!

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Myths of Auto Insurance no. 1 – I have “full” coverage! Do you have enough insurance?                                                                                             3-1-16 A myth of shopping...

Top Court Upholds Spam Text Class Action

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by John Liber, Thrasher Dinsmore & Dolan, LPA 2016 Last week, in the case of Campbell-Ewald v. Gomez, the United States Supreme Court released a decision authored by Justice Ruth Bader Ginsburg (Justice Clarence Thomas concurring) affirming the Ninth Circuit (California) Court of Appeals decision...

Insurance Coverage for Employer Liability? Buyer Beware of the Exclusions.

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Insurance Coverage for Employer Liability?  Buyer Beware of the Exclusions. John R. Liber, II Partner Thrasher, Dinsmore & Dolan, a Legal Professional Association In the recent case of Hoyle v. DTJ Enterprises, Inc., Slip Opinion No. 2015-Ohio-843, the Ohio Supreme Court held that an insurance company...

Home Insurance Coverage Update – Be Careful of the Pot Growing in Your Basement

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Home Insurance Coverage Update – Be Careful of the Pot Growing in Your Basement March 10, 2015 By: John R. Liber, Partner, Thrasher, Dinsmore & Dolan, a Legal Professional Association, Cleveland, Ohio For most people, there would not be much concern about their house catching fire because one’s...

Parents: “5 to Drive” – Keep Your Teen Drivers Alive

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October 19-25, 2014 is National Teen Driver Safety Week. Motor vehicle crashes are the leading cause of death for 14-18 year olds in the U.S. In fact, almost half of the teen drivers involved in a crash die. Yet, a recent survey show that only 25% of parents have had a serious talk with their kids about...

4 Need to Know Items About Personal Injury Claims

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If you live in the Cleveland, Ohio area and you have recently been involved in a personal injury accident, seeking help from a capable attorney is vital.  Working together with a personal injury attorney in Cleveland is a way to get the compensation you deserve to help get your life back on track, and...

Chardon Personal Injury Law Firm Achieves $1.25 Million Settlement

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In July 2014, Thrasher, Dinsmore & Dolan partner; John Liber secured a $1.25 million settlement for a 62-year-old security guard who suffered a debilitating spinal injury while walking his beat at a southern Ohio university. “It was a hard fought battle which required that we first get the primary...